Insurance can be tricky. Many policies contain loopholes, technicalities and exceptions. If you’re not an insurance agent yourself, this can be downright disconcerting, but when it comes to your home, which is a big investment, it’s crucial to know what your homeowners insurance policy does and does not cover. Will house insurance cover structural damage? That largely depends on several factors. Is there a benefit to purchasing builder’s risk insurance for homeowners? There could be depending on the policy. In this article, we’ll shed some light on whether homeowners insurance will cover a home’s structural issues. In the realm of... View Article
When you think of problems around the house, you might think of a leaky roof, electrical issues or a broken furnace, but the real trouble comes if your house has foundation problems. Even seemingly-minor house foundation problems can lead to total collapse under the wrong circumstances, which is why they need to be addressed ASAP. The issue many homeowners run into is paying to address foundation problems. After all, they’re not exactly cheap fixes. Continue reading to learn more about what homeowner’s insurance does and doesn’t cover when it comes to the foundation. When does homeowner’s insurance cover foundation issues?... View Article
You’re likely familiar with the process of waterproofing a foundation wall. But what is dampproofing? The process of dampproofing foundational walls involves using a tar- or asphalt-based mixture on the outside of the wall to prevent moisture from getting through the concrete walls, into the interior of your basement or crawl space. Most homes built today use a damp-proof coating that was designed and implemented to meet your local building code requirements during the construction process. However, after several years, these coatings will begin to fail. Unfortunately, it is difficult (and expensive) to install such a coating years after the... View Article
Your house’s foundation provides support, a moisture barrier and stability to your home in Hudson, CO. Depending on your home’s type and location, however, the type of foundation and footing you need may vary. As you might imagine, the foundation you’d use for a multi-unit apartment building in downtown Denver would be very different than you’d use for a single-family home built on the side of a hill. Here’s an overview of foundation types and when you might need to use caissons instead of continuous footings. The two broad types of foundations Foundations can be broadly categorized into two different... View Article
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